I went through the retirement planning "school" and then used the retirement planning calculator. Needless to say, I just don't believe the results, especially when I look at the results after I did a recommended modification.Any suggestions on what's happening or should I just ignore the Fool in this case?NOTEPAD copy of what I got follows:>>>>>>ORIGINAL INPUT YIELDED THIS RESULT:Your living expenses after retirement will be funded until you are 57 years old. Thereafter, income from Social Security and pensions, if any, will only cover 39% of your living expenses. To fund your retirement for 42 year(s) and 0 month(s) and still leave $0 for others to inherit, you and your spouse will need to:Decrease your current spending in order to increase your savings to $-0 per month. Decrease your spending during retirement by $791 per month -or- Work for an additional 2 year(s) before retiring. -or- Work during retirement and earn roughly $1,528 per month for 8 years. -or- Invest at a higher rate of return. -or- Shift your investments into tax-deferred investments. -or- Decrease the amount you wish to own at your death. -or- A combination of the above. SO I CHANGED RETIREMENT AGES BY 2 YEARS AND GOT:Congratulations! You will able to pay your expenses throughout retirement and leave $20,801,782 for others to inherit. NOT BELIEVING THAT WORKING 2 MORE YEARS WOULD NET ME $20.8M, I THEN RESET AND CHANGED RETIREMENT EARNINGS FOR 8 YEARS AND GOT:Congratulations! You will able to pay your expenses throughout retirement and leave $274,616,022 for others to inherit. I DEFINETLY DON'T BELIEVE THIS!!!!BASED UPON THE TWO "CHANGES" I DON'T EVEN BELIEVE THE INITIAL RESULTS.ANYONE HELP?????THANKS,JERRY
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