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I am a computer guy for a small company. I have recently paid down a rather large debit (both credit card and automotive) and have lately been using the debit card issued by my bank to make purchases. I seem to have developed a bit of discipline- I no longer spend until the card stops working, so I can probably handle paying off a normal credit card every month now.
The real attraction to credit cards is that I often spend over $1000/month on computer stuff for work. I get reimbursed for these purchases by my employer. Right now, I am using my debit card, and essentially giving them an interest-free two week loan. I know some credit cards give you a kickback based on how much you spend. What sort of card should I go for? cash back? I imagine the airline miles cards may give more total value, as they can probably get the plane tickets at a significant discount.
What sorts of kickback cards do you have experience with?
My credit is 'fair' and my income is 'good'
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