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rjm1 has good advice in my book. I'l bet he is our age. kennedyalki is younger I think, his advice would better fit your nephew. Which brings us to the question you must answer for yourself. Why am I investing? Sounds like you have enough income to fit your lifestyle. Do you want to build a bigger estate for your heirs? Just want to play games? Nothing wrong with that, but you can have a lot of fun and learn something by just reading the messages, etc. on the motley fool, and at no risk to your cash reserve. fred18
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