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Author: JeanDavid Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 121095  
Subject: RMD-related Date: 12/22/2010 4:39 PM
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I am in the age group where I must take a minimum distribution (or more) from my IRA each year. Unfortunately, transferring that amount into a ROTH-IRA is not an option. I must take the distribution either in cash, or I can transfer the shares to my margin or cash account, never to return to an IRA. I know all that, and grudgingly accept it.

In that context, do I have to take the RMD in its entirety first, and only after that, can I roll over some shares to my ROTH-IRA? Or can I roll over some shares, take some cash, etc., as long as I get the entire RMD out by the end of the year?
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