RogerD, <<The limit for contributions to the account depends on a number of factors that together permit her to catch up if she's been slow to contribute. I'm sure Pixy knows the rules and the formula they use for the maximum amount she can contribute, but I doubt that anyone on TMF can give you better information on how to actually do it than the people at her central office. BTW, Pixy, what is that formula?>>There ain't no magic formula. As you point out, the limit depends on a number of factors not the least of which is the method of "catch up" elected. Overall, though, the combination of regular contributions and "catch up" contributions will be subject to a maximum of 25% of compensation or $30K, whichever is smaller.Regards……Pixy
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