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Hi there...

After leaving my company, I rolled over my retirement ($30K) earnings into a traditional IRA with Schwab, and it's just sitting in their money market earning 5%.
Unfortunatley, I did this AFTER learning about all the cheaper brokers out there, and I don't think you're allowed to roll-over more than once a year. Anyway, now that I'm with Schwab, where should I allocate these funds? I'm interested in the "foolish four" stradegy, but this could be expensive with Schwabs commissions. Should I just wait a year and move to a cheaper broker?

Thanks all!
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