2 years ago I quit a job and converted my 401K into a rollover IRA. I have slowly converted the funds in to stock holdings. Everytime I think I'm sitting in a good plece re: future growth, my holdings dip more. The non-stop postings of "back-up the truck", "now is the time to buy", etc... start to get to me... I really like the idea of averaging down.

I'd like to reduce my cost / share (I have ARBA at $100 and INKT at $70!!!!!) I don't want to sell anything that is in this IRA - how do I (can I?) add money to buy some of these stocks while they are down. Can I add money to a pre-tax account?? What are the rules on this?

Thanks in advance!