Hi Folks,

I left an employer last May where my 401K sits waiting for me to take action. The plan isn't bad (Fidelity, Vanguard, Templeton), but I know that I want to roll it over to Fidelity. It's around 100K and represents the bulk of my retirement monies. It seems that many think the market will do well (election year) this year, but that it is overvalued and due for correction. I have concerns about rolling over the funds and buying high. I suppose that I could DCA or rollover and hold the cash...doesn't seem very foolish, though. Or, I could leave the funds where they lay. I know several of you are smarter than I. Would you offer your thoughts? Thanks.