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I changed jobs a year ago. I make between 85-100K per year and I contribute to my new employer's 401K fund.

I am in the process of rolling over my 401K and my retirement benefits, from my previous employer, into a Self Directed IRA (SDIRA). The combined rollover amount will be 60-90K.

I don't think I want a Roth IRA, for the rollover monies, because (1) I may not be eligible and (2) the tax would be too much.

I would like to keep the rollover money in a SDIRA and if possible start a Roth IRA as well. I also have a regular taxable account with my broker. I'm 45, is this strategy feasible?

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