Rosie-Pls check out the following website:http://www.fairmark.com/rothira/It's *loaded* with info, including a section on post-retirement conversions. Please take a look at some of the Roth benefits beyond the mere money amounts, such as post 70 1/2 distributions (none required) & post 70 1/2 contributions (allowed), estate plannng, etc. Enjoy. Chris
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