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Have any of you pouring over the fine print noticed whether the maximum AGI for Roth IRAs is changing? Currently $150,000 for couples is the cut-off for full Roth ($160,000 for complete ineligibility).

As the amount that can be put into Roth IRAs increases, whether or not one is eligible becomes a more serious issue, and those of us on the borderline need to plan accordingly (e.g., if a tax free bond and a 5-year CD minus taxes come out essentially the same, it may be better to go with the bond to keep AGI under the Roth maximum).

Thanks. And thanks to all who have provided information on the new law.
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