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Hi, everyone. I have a converted Roth and a contributory Roth and will soon roll over a 401k into another Ira. The question is should I convert the 401k money into another Roth Ira (yes I know you have to first convert to traditional and then Roth). And yes I can pay the taxes due with money outside of the Ira. I like the idea of converting in 98 because I get to spread the taxes out over a 4 year period, but I also like the idea of having 2 different types of Ira's (roth and traditional) so that if the Congress changes the Ira laws in the future one Ira might be better than the other and thus by having both types I am covering my behind in a sense. Any ideas? Thanks, Bryan
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