Hi everyone,Does anyone know if the limit on Roth IRA contributions within the married filing separately tax status (which is $0, I believe, for income over $10,000) is retroactive? If I contribute the maximum Roth contribution on January 1st of a given year, then get married on, say, December 31st of that same year and subsequently file my taxes married filing separately, what, exactly, happens? I ask this due to my unique position where my student loan payments are based on my income (and the income of my spouse if filing jointly), and there are severe repercussions to filing married jointly, which would add a huge financial burden to our household. Yet I have three more years of inheritance that I need to contribute to my Roth IRA, though I can probably work around that by increasing the contribution to my 457 for a year and living off the cash instead.Thoughts appreciated, as always!-Narn Ceredir
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