I think I know the answer to this, but I want to double check. For one reason and another, I haven't gotten around to making my 1999 Roth IRA contribution. But I expect to have some cash available in early 2000. Can I still make the 1999 contribution then, so long as I do it before April 15 (a la the other kind of IRA)? Also,
since I don't plan to make the same mistake, can I simply put in $4,000 -- for both 1999 and 2000? Should I write separate checks if so?