I am going to make my 2001 contributions to my Roth IRA now as I have the money. However, I am curious as to what would happen if I were to exceed the AGI limit for 2001. I don't expect this to happen but nothing is impossible. Would I be able to "unwind the contribution and any earnings" as a result of that contrtibution? Is this the same for my child's education IRA contributions?
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