I am interested in opening a self-directed Roth-IRA this year and was wondering if it is possible/Foolish to put $2000 in December for 1998 and another $2000 in January for 1999. My thinking is that this would allow me a little more capital and the ability to try out one of the Dow Dividend approaches without getting hit as hard by commisions. I would just wait until January to make my picks.My second question is: Why can I only contribute $2000/yr to a Roth-IRA, but I can roll a regular IRA of any size into the Roth?
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