I have exceeded the AGI limit for an Education IRA for my daughter. Right now, I am the contributor of this account. Can I re-characterize this account like I'm gonna do for my Roth IRA to a Traditional IRA? In the All About IRA's personal finance, there's an example of Grandpa giving a $500 gift to his grandson & then his grandson is the contributor. Can I do the same thing as the father?Thanks for any & all responses........
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