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I have a Vanguard fund in my Roth IRA. Vanguard just announced a sizeable capital gains distribution for this particular fund. The distribution will be reinvested in my Roth IRA, according to the reinvest option I selected when I opened the account. I realize that, provided that I am at least 59 1/2 and the account is at least 5 years old when I start taking distributions (a dozen or so years from now), I won't pay regular income taxes on the distributions, but will the reinvested capital gains also be tax-free? I find that hard to believe -- it's like free money. Please tell me it's true....

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