I can't seem to find an answer to this one anywhere - How are pension fund rollovers into Roth IRA's handled when the entire proceeds consist of employer contributions and growth on those contributions ? My assumtion is that it is all taxable as ordinary income and can be spread over 4 years if done in '98, is this true ? (I was hoping for a different answer...) If this is a significant amount of money does it make sense to roll it over (into a self-directed Roth) or leave it be ?
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