Hi,I'm thinking about putting my Roth IRA money into VFINX (Vanguard S&P 500 Index) and VFIIX (Vanguard Ginnie Mae Fund). Please remember that it is for my retirement money, which is very very long term. I'm currently 23 yrs old so another 37 yrs until I can touch that money.Even if I learned about mutual fund investing, I would feel more comfortable just letting my retirement money sit in index and fixed incom funds. In next 30-40 years, I don't think I can pick actively managed funds that will beat VFINX. Maybe VFIIX though. If you think differently, please share your thougths.I'm thinking, either 100% in VFINX or 70% in VFINX and 30% in VFIIX. I'm leaning more towards 100% VFINX because, in the long run, VFINX overperformed VFIIX.Basically, I want to know what people think about this strategy. Also, whether VFIIX is a good idea for stability or if there are other fixed income funds out there which provide better returns with similar risk.jin
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