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I am in a situation where my 401k does not match any contributions made to it. Does it make more sense in this case to fully fund a Roth IRA instead of the 401k? Should I minimally fund the 401k and maximally(?) fund my Roth IRA? I am currently putting 8% into the 401k. I am 30 yrs of age, so I got a lot of time here. It seems to make sense to max out the contributions to the TAX free account vs. the taxable account if I am not getting any free matches.

My wife currently does not work, do the current laws allow us to contribute to her Roth IRA?
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