I currently have both a Roth and regular IRA. MY income is 65,000. I have not funded either in 1999 or 2000. My current employer has no pension plan or 401kplan. My understanding is that my only options are to contribute $2000 per year in the roth, 2000 in the sandard IRA or i could split the 2000 between the two. If I do the Standard it is tax exempt. Is this correct or am I missing something?
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