No. of Recommendations: 2

Among other things, you wrote, Pretty assume[sic] nearly $433,000 swing from complete disaster in 2004 to Now even with the 2 bear markets taking a big bite out of network in 2008 and 2010 was still able to more than double retirement accounts. ...

Congrats! Keep up the good work!

My experience kind of mirrors yours over the same time period. I'm not entirely sure where you're getting 2 bear markets ... though I suppose most people include the EU crisis and flash crash. I was in the black in 2004, though my wife's debts offset most of that. So I took a big hit getting divorced that year. My finances have soared since with only a small hiccup in '08 & '09 when the markets were down and I was unemployed.

- Joel
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