roymanual wrote:<I keep wanting to start a $50 or $100 per month investment in USAA's S&P 500 fund but I am determined to pay off the cards first.>Very, Very Foolish choice. Investing in the market doesn't make a whole lot of sense when you can get a guaranteed 12.5% - 18.9% return by paying down your cards.Stick with it! Sounds like your on your way.Mike
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