Run away from anyone who offers you one of these things. Pretty much without exception, you will end up with a combination of an expensive life insurance policy, a mediocre (at best) mutual fund, and a salesperson with a fat commission. Compare what is being offered to you to a combination of term life and equity index mutual funds from Vanguard or TIAA-CREF. Look very closely at the fees and expense ratios involved with a variable life policy.Generally a bad deal.
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