rusted Soul,

My wife does not contribute to her company 401k beacuse they do not match anything. Therefore I was thinking of a traditional IRA for her so that we gain the $2000 pre-tax.

As for my self, I contribte the maximum matched to my employeers 401k, and if I understand correctly, I should still be allowed to put $2000 into a Roth IRA.

thanks for your response,

B