Sal,

Don't wait. The market may be at a high, but the returns the TSP is turning out may make waiting a bad option as well. Lost opportunity and all.

I have funds in the C Fund(S&P 500 stocks), S Fund (small cap stocks), and the I Fund (International stocks).

I have made much better returns through the TSP then my IRA and Roth both I believe due to the low fees the TSP charges. They have administration costs quite a bit below what I can get at both Vanguard, and Fidelity, and I have considered rolling over my IRA into the TSP due to this.

Amy