Hi - Am not a new fool, but new to the Fool Boards and need help to save my Mom's financial life. Here are some facts:

She's in her 80's, widowed, like most,lost 40-50% during the last couple years, needs to earn about 6% on what she has, and is only earning about 2.5%. Has 33% invested in Tech stocks, the rest in other diverse equities, and a couple bonds. Broker advising a variable annuity - I feel as though there's a better way to stop her from withdrawing from the princpal each month, than an annuity. HELP!!!

With Dad gone, there is no one to advise us who doesn't have an agenda....so I come to the Fool Boards for advice. Can you help, please?

oceans