Does anyone know if there's a set way that companies calculate scores using the number of inquiries? What's the timeframe they look at? I applied for the AT&T Universal card two months ago and was denied b/c I had too many inquiries. I shouldn't have had any since then but am wondering how long I should wait before re-applying. Does anyone know if it's 60 days, 90 days, or just up to the magic FICO fairy?Other than that card, any recommendations on high limit, 0% BT, $0 BT fees cards?Thanks,Melissa
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