No. of Recommendations: 7
Scott:

Don't cash out anything. Retirement plans aren't for looting.

You have 5K in cash, you say. If your income is stable (or as stable as anything can be these days) you might consider drawing that down to $2K or so, and putting $3K toward some of your highest-interest debt. Of course if your income is *not* stable, I wouldn't do this either.

Also, try to forget about borrowing your way out of debt. It won't happen (I've been there).

Control expenses, sell stuff, research new income streams, and snowball your debts. It's the only way, really.

~dswing
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