No. of Recommendations: 0

Ultimately, this will be your decision. But your reservations, which you seem to have, are not unfounded.

Typically, Milelage cards such as u are seeking are handled by one carrier. Think that is more a nature of this particular kind of beast and your just gonna have to live with the carrier you choose to reall take advantage of this.

In your situation of spending nearly 1-2k/month on it would be a nice perk for a vacation once in a while. However, most of those types of cards will end up charging 17-18% intrest or perhaps more after the introductory APR period (If there is one). Granted you are not carring a balance now but there would be no gaurrentee of that in the future. Such as your current system by using your Credit Union's card and auto withdraws to pay it off monthly.

I dont think there is any clear cut answer and it boils down to your choice. I do think what you are contemplating is more riskier. Is it worth the risk for the milelage beneifit. That is your call.

Good Luck with your choice and I do applude you for staying out of debt! Not as easy as it sounds at times.


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