scrowden said:But the company that the fund is with says I have to pay a 10% penalty if I take it out before 5 years. If you cash the Roth in, you pay the 10% penalty. BUT, what they are not telling you is that you can have it transferred directly to ANOTHER mutual fund, even at a different mutual fund family, and not have to pay the 10% penalty. That will get you out of the bad investment.
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