Secondly would I see a bump when my ex-wife removes me from our old mortgage and equity loan? Gosh I hope so!!! After the change is done, verify that the mortgage and equity loan is showing as closed. My mortgage was bounced around a few times. My credit report didn't clearly shown that the previous mortgage was transferred. Only that it stopped reporting, but was in good status. As others have stated, it might not change you FICO.
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