I'm seeking a credit card to help solve a friend's problem -- to add some good credit to a credit history screwed up by a college bookstore that can't get addresses right. And sometimes life is easier with a credit card. So I've been investigating secured credit cards.And the ones I've found have been horrible:Very short grace periods. (15 days!)High annual fees.High application fees.I wouldn't accept these restrictions in a regular credit card. So do any of you have any leads to secured cards with _reasonable_ terms?Should I try calling a non-profit credit counseling service to get their recommendation?Thanks,Megan
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