Semily,Sounds like you've received a lot of good advice already, except for the recommendation to declare bankruptcy. I would not declare bankruptcy unless I was on the verge of living on the street. In most careers your salary grows quite a bit in your first 4 or 5 years. The $800+ dollars of school loan payments hurt me badly four years ago right after I was out of school, but it's more manageable to pay now.Makatak
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