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I have a SEP-IRA and Keogh to which I no longer contribute due to changes in my employment. I would like to try to consolidate these to make them easier to keep track of as I hope to get more Foolish. Does anyone know if it is possible (legal) or even advisable (especially re: the Keogh) to roll these over into a single IRA.

Thanks!!!
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Unless you are eligible and can take advantage of forward averaging, there is no reason I can think of for you NOT to combine the two plans.

GDC
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Greetings, ahoka, and welcome.

<<I have a SEP-IRA and Keogh to which I no longer contribute due to changes in my employment. I would like to try to consolidate these to make them easier to keep track of as I hope to get more Foolish. Does anyone know if it is possible (legal) or even advisable (especially re: the Keogh) to roll these over into a single IRA.>>

It's possible and it's legal. As to the desirability of doing so, arguments can be made on either side. Personally, I would combine these monies into a single IRA for ease of management and administration. The strongest argument for NOT doing so would be to preserve the eligibility to roll the Keogh money to a future new employer's Keogh should you want to do that. That's not a big issue with me. What you should do, though, is - big surprise -- entirely up to you.

Regards…..Pixy

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