I expect to have about $6000 in self-employment/Schedule C income this year, but I also have W-2 income. I contribute to a Roth, but since I am only part-time I am NOT eligible for my employer's 401k. Am I still eligible to open and contribute to a SEP or Simple plan? And which one is more sensible if I expect to increase my self-employment income and decrease W-2 income over the next few years?
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