I have searched, but haven't hit on this exactly. My wife and I are self-employed; all my IRA contributions are non-deductible. Please confirm that I have this right: I understand I can convert my SEP to a Roth, take the hit, then enjoy years of tax-exempt Foolish gains! Since these gains are quite Foolish, having them tax-exempt quickly out-paces any Traditional-vs-Roth comparisons of the original contribution.Doesn't this give me a way of getting more money into a Roth than the $2K ($4K married) limit? More in means more gains means more tax-exempt gains, yes?As for details, I read mixed messages on whether the SEP can convert right to a Roth, or whether it has to convert to a 'regular' IRA first. Thank you,GoodEye
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