I have an IRA and a 403-b retirement account. If I retire early and want to take "substantially equal periodic payments" (SEPPs), do I use the combined balances of my retirement accounts to calculate the SEPP, or can I just take SEPP from one of the accounts?My IRA trustee said it didn't know and I'd have to check with the IRS. Any help, Pixy?Thanx, WTR
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