Setting up a SEP is no more paperwork than doing a traditional IRA. IF there's a reason I am giving incorrect advice, I wish someone else would chime in.Otherwise, you are likely passing up an opportunity to contribute a lot more than $6000. You're right on the money. And given the facts, it even takes the pressure off, as a SEP can be set up and funded until Oct 15 (plus a day or two if Oct 15 is a weekend/holiday).--Peter
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