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She does not actually have a monthly target. She can actually live ok on her Social Security and the interest she is receiving from the money being in a money market account. We are just looking for ways to maximize her income without exposing her to a lot of risk. She is concerned about inflation. (One reason we are looking beyond the money market account.) Her friends where she lives keep suggesting CDs, but I don't think the rates are real good right now.

Thanks for your help,
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