UnThreaded | Threaded | Whole Thread (19) | Ignore Thread Prev | Next
Author: joelcorley Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308519  
Subject: Re: Want to Remain Debt Free in 2014 Date: 1/23/2014 9:49 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 5
shirehobbit,

You wrote, No, I didn't know there was such a thing as a negotiated rate for my insurance company. Good to know! Thanks for the tip.

Tip #2: The provider often doesn't know the negotiated rate. They usually go through a 3rd party service that negotiates for them and they may not be able tell you the negotiated rate. If you really need to know the cost, the provider should be able to submit what I believe is called a "pre-certification request" to the insurance company for the procedure. The insurance company will send you and the provider a letter authorizing the procedure and an estimate.

Of course you can only do this with procedures that can be planned for in advance. In those cases, I highly recommend you make sure you understand if there will be other service providers involved. If so, you have the right to require them to be in-network. Sometimes it can take some poking and prodding to make this happen; but it usually saves on the complaints and recriminations afterwards.

- Joel
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (19) | Ignore Thread Prev | Next

Announcements

TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement