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I felt desperate to lower spending one week ago. Felt willing to give up AOL, trash the computers, throw stuff out and become a hermit I guess.

Browsing a book on personal finance and debt payment at the bookstore, showed one author suggesting I invest $500.00 in a computer, and buy the QUICKEN software for bookkeeping. Obviously, I have a computer, but lack a printer. I hate software programs and their thick tech manuals. I usually let all software go to waste anyway.

Okay, so yesterday I used a credit card with my lowest APR to buy an annual subscription to Motley Fool. Was this wasteful? I can make all of my minimum payments, so I thought that becoming inspired and knowledgeable about debt-payoff is a justifiable expenditure.

Should I buy a printer? What is the guideline? I really could use it to printout debt reduction stuff online. What about Quicken. Is it really that easy? I usually fail to find and unzip downloaded files and stuff. I can't do that. It has to print out what I see on-line.
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