ShyCougar: <<<<Yes, she can draw her own benefits for four years. But her spousal benefit would be based on 50% of your reduced benefit. So, if your benefit is $750, she'd draw $375 ($200 based on her earnings plus $175 spousal benefit).>>>>Are you sure that she can draw both? My recollection is that a person either draws on their own "account/history" or draws a spousal share based on their spouses "account/history" BUT not both. Have I misunderstood?Regards, JAFO
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