Sigh....Plus they keep all the dividends. No... no, they don't....Plus they play games with the caps. No... no, they don't....According to [ http://en.wikipedia.org/wiki/S%26P_500 ] the S&P had an annual return of more than 16% in 10 of the last 24 years. 7 years had more than 25%.I've already shown (just upthread) the superior performance of the IUL, given the caps & floors, versus the naked index.Oh yeah, don't play 3-card monte with a street artist. And don't try to teach a pig to sing... its a waste of time, and the pig just gets frustrated... right?
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