Since you have been investing in the 401k for some time you should probably have thought about asset allocation before, but, better late than never.I would suggest you start with some self education by reading some books. There are many available, but, some that I would suggest for a first book would include:Coffeehouse Investor by Bill SchultheisPersonal Finance by Eric TysonAll About Asset Allocation by Richard FerriBogleheads Guide to Investing by Taylor Larimore et alBob
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