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Since you have been investing in the 401k for some time you should probably have thought about asset allocation before, but, better late than never.
I would suggest you start with some self education by reading some books. There are many available, but, some that I would suggest for a first book would include:
Coffeehouse Investor by Bill Schultheis
Personal Finance by Eric Tyson
All About Asset Allocation by Richard Ferri
Bogleheads Guide to Investing by Taylor Larimore et al

Bob
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