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sixty eight year period of time and making a calculation.

Sixty eight years?! Who's math challenged now?

1965 to 2012 = 47

What a riot.

You're forgetting about the 20 year drawdown period Ray added in, as well. Or was there too much math for you to bother reading his posts?

Plus, start to end of 1965 is one year, to end of 1966 is the two years, 1967 is 3, and so on. If you keep counting, you'd realize that by the time you read the end of 1977 you have 13 years, 1987 is 23, 1997 is 33, 2007 is 43, 2012 makes 48. It's 1/1/65 thru 12/31/12, so technically it's ONE DAY short of 48 years. Followed by 20 years of drawdowns per Ray.

So 48 plus 20 equals 68.

Are you sure you want to keep posting on this thread?

-synchronicity

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