SKB has a some great points.What I do is hav my traspnortation money deducted from paycheck and placed in a checking account. I take out the money I need each week for traveling. For m other expenses I have estimated my avag monthyl amount and hav started payroll deductions into those accounts. ie. $10 each paycheck is despoisted into an interest bearing savings account for car expenses. This week is the first week that I actually have $20 left over. Instead of spending that money I decided to keep $5 per paycheck in my checking account and use the remaining $15 to fund my other expense accounts.Stop using the CC's!!! I aint perfect because I still spend too much money on Misc Food Expenses.Sean
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