My employer supplies us with access to Financial Engines through our retirement site.Every once in awhile I rerun the retirement allocation advice and every time it recommends we take all monies out of our Small Cap funds and redistribute into Vanguard Total Market and the Large Cap funds.I realize that Small Cap are riskier, however, I do specifically tell it we want to stay agressive and we have almost 50% of our money in small caps right now. While I might expect it to tell us to remove some, I find it interesting that it ALWAYS says move it all. I'm contrasting this with alot of the stuff I read on Fool that many here think the small caps will be the way to go for the foreseeable future.Needless to say, I haven't followed its advice. Right now, we're sitting at 88% chance of having the income I'm shooting for and their allocation doesn't improve on that but does reduce the downside by a couple of thousand.Anyone else who uses this have this happen or know why the prejudice against small caps?3MM
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