No. of Recommendations: 1

I know it's better to make a single large contribution to an IRA each year. The money is in there longer, and you end up paying less in fees to invest it.

However, what if this isn't possible? SO and I are determined to max out our Roth IRAs despite low income (I'm in grad school, she's in first job out of college.)

Are there any good strategies for investing in monthly increments in an IRA? I don't want to pay Ameritrade a commision every month, but I don't want my money just sitting in there doing nothing until it's a big enough "lump" either.

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